Health insurance

Understand what insurance you need during your stay 

Insurance requirements

In Germany, you must ensure you are covered by adequate health insurance for the duration of your studies.

If you are an EEA national, or from a country that has concluded a Social Security Agreement with Germany, you are exempt from the health insurance requirement upon providing proof of health insurance in your own country. However, if you would like to have full access to the German healthcare (including routine check-ups, vaccinations, and dental care) or have pre-existing medical conditions, you might want to consider signing up for a local health insurance.

As a rule, International students under the age of 30 are required to be covered by a public health insurance. It is still possible to apply for a private health insurance, but in this case the students will need to receive a letter of exemption from the public insurance obligation (to be obtained from any public German health insurance company) within 90 days from arrival in Germany. With this letter, it will be possible to apply for private health insurance, however a return to public health insurance after this step will be excluded.

The right coverage

All students must have sufficient health insurance covering the following services:

  • medical and dental treatment
  • supply of pharmaceuticals, wound dressings, therapeutic and aid products
  • hospital treatment
  • medical services for rehabilitation
  • services during pregnancy and birth

The average cost of health insurance coverage is up to €110 per month, depending on your supplier. 

Recommended health insurance suppliers

We highly recommend booking health insurance with one of the below health insurance suppliers suppliers who will provide you with individual support from the moment of your application to when you arrive to Leipzig. 


Your contact person at BARMER:

Michael Thude
Lange Str.40
04103 Leipzig
Tel: +49341 35047239; +49160 90456151


Techniker Krankenkasse (TK)

Your contact person at Techniker Krankenkasse (TK):

Dominik Moch
Prager Str. 15-17
04103 Leipzig
Tel: +49 40-46065103-004; +49 160-4826545