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Health Insurance

In Germany, you must ensure you are covered by adequate health insurance for the duration of your studies.

The Right Coverage

If you are an EEA national, or from a country that has concluded a Social Security Agreement with Germany, you are exempt from the health insurance requirement upon production of proof of health insurance in their own country.

As a rule, international students under the age of 30 are required to be covered by a public health insurance. It is still possible to apply for a private health insurance, but in this case the students will need to receive a letter of exemption from the public insurance obligation (to be obtained from any public German health insurance company) within 90 days from the start of their studies. With this letter, it will be possible to apply for private health insurance, however a return to public health insurance after this step will be excluded.

All students must have sufficient health insurance covering the following services:

  • medical and dental treatment
  • supply of pharmaceuticals, wound dressings, therapeutic and aid products
  • hospital treatment
  • medical services for rehabilitation
  • services during pregnancy and birth

As of September 2025, the average cost of health insurance coverage is around €140 per month, depending on your supplier.

 

Providers in Focus

You are free to choose from any health insurance provider available on the market. Below, you’ll find information on selected providers who offer individual support from the moment you apply until your arrival in Leipzig. They also hold regular consultation sessions on campus.

Please note that all information provided below comes directly from the respective health insurance providers. Lancaster University Leipzig does not endorse any specific provider.


We have interviewed one of our students about his health insurance experience:

How Anton set up his Health Insurance

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