Health insurance

Understand what insurance you need during your stay 

Insurance requirements

In Germany, you must ensure you are covered by adequate health insurance for the duration of your studies.

If you are an EEA national, or from a country that has concluded a Social Security Agreement with Germany, you are exempt from the health insurance requirement upon providing proof of health insurance in your own country. However, if you would like to have full access to the German healthcare (including routine check-ups, vaccinations, and dental care) or have pre-existing medical conditions, you might want to consider signing up for a local health insurance.

As a rule, International students under the age of 30 are required to be covered by a public health insurance. It is still possible to apply for a private health insurance, but in this case the students will need to receive a letter of exemption from the public insurance obligation (to be obtained from any public German health insurance company) within 90 days from arrival in Germany. With this letter, it will be possible to apply for private health insurance, however a return to public health insurance after this step will be excluded.

The right coverage

All students must have sufficient health insurance covering the following services:

  • medical and dental treatment
  • supply of pharmaceuticals, wound dressings, therapeutic and aid products
  • hospital treatment
  • medical services for rehabilitation
  • services during pregnancy and birth

The average cost of health insurance coverage is up to €123 per month, depending on your supplier. 

Recommended health insurance suppliers:

We highly recommend booking health insurance with one of the below health insurance suppliers suppliers who will provide you with individual support from the moment of your application to when you arrive to Leipzig.


BARMER, a leading public insurance provider in Germany is here for you – with excellent services, extra benefits and affordable contributions that are perfectly tailored to your needs.

  • Electronic health insurance card 

The electronic health insurance card gives you fast access to the best treatment and healthcare wherever you happen to be in Europe. 

The costs are settled automatically simply by presenting your card, making the whole process significantly more convenient for you. 

  • Getting a second opinion

If you have a special disease or are in need of an operation, we support you in getting a second opinion by arranging an appointment with a specialist or another top doctor via our waiting time management service. 

  • Preventive care

As a special extra benefit, you can take advantage of our Skin Check free of charge every two years. 

  • Doctor finder

From finding doctors and specialists to using your e-health card. We answer the most important questions about healthcare in Germany.

BARMER Doctor Finder (

  • Medical information 

The BARMER Teledoktor (Teledoctor) is on call around the clock to answer any questions you may have on medications or treatments - call free of charge on 0800 3333 500. 

More info: 

  • 100 percent reimbursement of the costs for travel vaccinations 

Are certain vaccinations required for your travels abroad? We assume the full cost of these, so you have more money left over to enjoy your holiday. 

  • Relax with the meditation app 

When everything starts becoming a bit too much, 7Mind helps you keep your cool. BARMER policyholders can use the mindfulness training for a year free of charge. 

  • Elective tariff: up to 100 euros cashback annually 

With our Pro-Fit elective tariff, you can be reimbursed up to 100 euros each year if you make no or only a small number of claims. 

For more information, download the brochure or contact the local representative. 

For more information (before or after arriving to Germany), please contact our BARMER representative:

Michael Thude
Lange Str.40, 04103 Leipzig
Tel: +49341 35047239; +49160 90456151

Techniker Krankenkasse (TK)

Techniker Krankenkasse is one of Germany’s largest and best statutory health insurance funds. Whether online via TK- App, by e-mail or telephone or in a face-to-face conversation, - TK is at your service around the clock. As an innovative health partner, TK not only provides you with medical services, but also gives access to Mental Strategies as a balance to your studies. 

Techniker Krankenkasse supports you in finding your own path to enjoying optimal health. Your health partner, where you feel comfortable.

Please visit this website for information on full offering and benefits: 

For more information (before or after arriving to Germany), please contact our Techniker Krankenkasse (TK ) representative:

Dominik Moch
Prager Str. 15-17, 04103 Leipzig
Tel: +49 160-4826545